American Consumer Action Network    
American Consumer Action Network                     
We are every day Americans, hard working -- just like you.  We are
the sons, the daughters, and the grandchildren of America's
greatest generation.  We have started the American Consumer
Action Network because we have all been betrayed by our so
called "leaders", sold out to big oil companies who are owned by
foreign governments who hate, not just us, but what we stand for.
Our industries and our jobs have been boxed up and sent to
China, where the average wage is just 40 cents per hour.  Then
our leaders tell us we have to compete in this new global market.  
Our good jobs and the taxes they once paid are being outsourced
everyday.  Our Government led by George Bush and now Barak
Obama have spent us into Trillion dollars deficits.  Just this year
will have amassed a Two trillion dollar debt up from an earlier 560
billion dollar projected deficit.  More money then all the
presidents before them combined.  They have borrowed this
money along the way.  45% of our remaining tax revenue goes just
to  pay interest on the national debt, now estimated to be over 12
trillion dollars.  We have started this network to take back
America.  Here and now, together we begin the fight to change
our policies and direction of our Great  Country.   E-mail and call
your representatives today.
The American Consumer Action Network.
                     American consumer Action network Alert
Its time for action, we need to E-mail and meet with our congressional leaders during their
August break before all of our homes drop in value any more.
Our  neighborhoods are plagued with vacant homes,  homes are still being foreclosed on
because of the economic job losses and high interest rates being charged by lenders.  No
one can get a decent loan because of the high costs involved (fees) along with the sky  high
interest rates the lenders are charging.   Current homeowners are being forced out of their
homes because they are unable to refinance with out being gouged on exorbitant fees and a
high interest rate.  Our neighborhoods are deteriorating, homeowners are broke after paying
for their gas and groceries and  have no extra money to spend for the maintenance on their
homes.  The banks are getting money for 1/2% percent from the Feds right now, some are
getting money for free,  getting bailed out by the American taxpayer.  Yet they continue to rip
off their customers the American Consumer.

E-mail your Senators and Congressman, demand a limit of a 5% loan rate
for a homeowners occupied primary residence, for everyone who
currently has a mortgage or is looking to buy a house.  Put an income limit
of 350,000 per mortgage.  Rich people don't need any help.  They already
skirt all the laws and pay lower tax rates then the average American.   

  • Our government has not adequately addressed the American homeowner mortgage
    crisis.  
  • Bailing out the banks, mortgage companies and insurance industries does nothing to
    help the homeowner who is about to lose their home.
  • The losses of so many  homes in our neighborhoods are dragging down our property
    and home valves and making our neighborhoods unsafe.
  • Home prices have dropped nationwide to where they are once again affordable for
    working class families if interest rates and fees were reduced.
  • Americans home buyers with a good job who wish to buy a home and who can afford
    it need to be protected from price gouging from the lenders.
  • The government needs to mandate a lower interest rate for American Home buyers
    who have good credit.
  • Mortgage rates should be capped at a rate of 4 % for a 30 year fixed assumable loan
    for primary occupied residences.
  • Fees need to be capped to no more that 1% of the selling price and the buyers need to
    be able to finance these costs into their loans.
  • California energy efficiency standards must be mandated into every new home built
    in America immediately.
  • Home appraisers and their appraisals need to be regulated,  sky high home
    appraisals allowed home builders and the sellers to wreck the market.
  • Fannie Mae and Freddie Mac should be allowed to loan money directly to the qualified
    home buyer if the mortgage companies will not.
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Remember the good old days when ARCO
was the least expensive gas.  They were
bought out by British Petroleum and now they
charge as much as the highest gas station in
town. Boycott them.  We should also boycott
EXXON/MOBILE they have ripped us off for
billions of dollars each quarter yet they pay no
FEDERAL INCOME CORPORATE TAXES   "0"
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American Consumer Action Network Editorial          

BUSHES Republican administration bailout program has
now showed it’s ugly head. The policies of the
Republicans for the last 38 years has been basically one
disaster after another,  Ronald Reagan thought it would
be a good idea to get government off peoples backs,
cut taxes and deregulate industry.  We’ll he got one of
those ideas terribly wrong.  The deregulation of our
country’s industries has led to disaster after disaster.  
The Savings and Loan debacle of the 1980’s should of
put this thievery to rest but the Republicans under Phil
Graham of Texas gutted all of the nations banking
regulations in the early 1990’s.  Now even though there
polices have failed us miserably the Republicans still
insist even now to spend our way out of this mess.  
Take on everybody’s debt.  They are traitors to our
country and they need to be stopped.  Let the corrupt
banks and hedge funds fail.  Let them go through
bankruptcy court.  We can and should have already of
moved our money into non profit credit unions.  These
credit unions will not collapse and almost all of their
deposits are federally insured.  These large Wall Street
firms are not insured, there not regulated and they are
mostly owned by foreigners.  Now is the time to cut our
consumption of everything.  We the American people
need to start saving money again and stop throwing it
away into the Trillionaire’s manipulated stock market.  
We don’t need to send these people 1 or 2 trillion
dollars.  Let them eat cake.  Call your representatives
and demand that they say no to any more bailouts.  
                                  American Consumer Action Network
                  Editorial 9-26-08
The failed polices of the Bush Administration of spend spend spend have
finally brought the American people together to stand up to the reckless
politicians who have spent us into this so called economic crisis.  Their
answer is to put us further into debt by giving the same Wall Street firms
not just 700 Billion dollars one time, It's up to 700 Billion dollars at a time.  It
could be several times. It's time to E-Mail and Call every Senator And
Congressman and tell them no money to the greedy rip off Wall Street
Firms.  Let them file Bankruptcy or swallow each other up.
                                 DEMAND THE FOLLOWING ACTIONS
  • PUT THE FEDERAL GOVERNMENT IN THE HOME MORTGAGE LENDING BUSINESS.
  • APPRAISE EVERY VACANT FORECLOSED HOME WITHIN A 10 DAY PERIOD. ALLOW
    LOCAL REAL ESTATE BROKERS TO DO THIS.  TELL THEM THEY HAVE TO SELL THESE
    HOUSES WITHOUT ANY FRAUD AND AT CURRENT MARKET VALUES OR  THEY WILL
    LOSE THEIR LICENSES FOR GOOD AND THEY WILL FORFEIT ALL PROFITS. OFFER
    AFFORDABLE LOW FEE FIXED INTEREST RATES AND FEES.  THIS WILL END THE
    HOUSING CRISIS FOR THE AMERICAN PEOPLE.  THE GOVERNMENT CAN PROVIDE A 5 %
    LOAN TO ALL OWNER OCCUPIED PRIMARY RESIDENCES, LOAN ONLY TO QUALIFIED
    AMERICAN FAMILIES WITH ADEQUATE INCOMES AND TO THOSE WHO EARN BELOW
    350,00 DOLLARS PER YEAR.  INSURE THESE LOANS ARE ONLY GIVEN TO AMERICANS
    WITH DOCUMENTED INCOME AND PROOF OF CITIZENSHIP.
  • ALLOW ALL AMERICAN HOMEOWNERS WHO MEET THE ABOVE REQUIREMENTS WITH
    CURRENT MORTGAGES THEY CAN'T AFFORD THE OPPORTUNITY TO RE-FIANCÉ THEIR
    MORTGAGES.
  • NO AMERICAN TAXPAYER MONEY TO FOREIGN INVESTORS OR SPECULATORS.
  • URGE AMERICANS TO START SAVING THEIR MONEY AND TO STOP SPENDING MONEY
    THEY DON'T HAVE.  RAISE THE PRIME RATE TO 3% FOR BANKS AND OTHER FINANCIAL
    INSTITUTIONS. IT'S TIME TO REBUILD CONFIDENCE IN THE DOLLAR.
  • CUT FEDERAL SPENDING ACROSS THE BOARD BY 10%, FREEZE ALL INCREASES IN NON
    ENTITLEMENT SPENDING PROGRAMS FOR THE NEXT 5 YEARS.
  • INCREASE TAXES FOR THE WEALTHY, ALL INCOME ABOVE 5 MILLION TO 66 PERCENT  
    . MAKE ALL PROFITABLE CORPORATIONS PAY THEIR FAIR SHARE OF TAXES,
    RETROACTIVELY AT A RATE OF 30%.  RAISE THE CAPITOL GAINS TAX TO BUSINESSES,
    CORPORATIONS AND TO PRIVATE INDIVIDUALS MAKING 350,000 DOLLARS AND
    ABOVE TO 28%  APPLY THE AMT TO ALL AMERICANS MAKING 250,000 PER YEAR.  NO
    EXCEPTIONS.
  • INCREASE THE SOCIAL SECURITY INCOME PAYROLL TAXES ON WEALTHY
    AMERICANS.  CHANGE THE LAW WHERE NOT ONLY DO YOU HAVE TO BE A UNITED
    STATES CITIZEN BUT YOU HAVE HAD TO PAY INTO THE RETIREMENT SYSTEM FOR 10
    YEARS BEFORE YOU CAN COLLECT ANY RETIREMENT BENEFITS. TO QUALIFY FOR
    DISABILITY YOU HAVE TO HAVE BEEN AN AMERICAN CITIZEN FOR 10 YEARS.  
  • IMPLEMENT THE PICKENS PLAN IMMEDIATELY, PROVIDE A TAX CREDIT FOR TRUCK
    DRIVERS TO SWITCH THEIR ENGINES TO NATURAL GAS.  MANDATE FROM THE AUTO
    AND TRUCK MANUFACTURES THAT 100% OF ALL NEW HEAVY DUTY TRUCKS AND 50%
    OF ALL MANUFACTURED CARS BE POWERED BY CLEAN NATURAL GAS BY 2010.  RE-
    REGULATE THE ENERGY INDUSTRY AND MANDATE CLEAN NATURAL GAS FILLING
    PUMPS BE ADDED TO ALL OF THEIR STATIONS BEGINNING IN 2009 AND TO BE
    COMPLETED BY 2010.  THESE COSTS MUST BE BORN BY THE OIL COMPANIES.
  • ELIMINATE ALL BILLS WITH EARMARKS.  ALLOW ALL SPENDING BILLS TO BE
    TRANSPARENT AND POST ALL SPENDING BILLS ON GOVERNMENT WEBSITES FOR 30
    DAYS BEFORE THEY CAN BE VOTED INTO LAW.  ALL SPENDING BILLS MUST BE
    WRITTEN SO A FIFTH GRADER CAN DECIPHER IT.  ALL BILLS MUST BE BROKEN DOWN
    AND PASSED INDIVIDUALLY. NO MORE 10,000 ITEM SPENDING BILLS.
  • BRING OUR TROOPS AND EQUIPMENT HOME FROM IRAQ AND AFGHANISTAN.  LEAVE
    THEM ALONE AND KEEP THEM OUT OF THE UNITED STATES.  OUR FREEDOM WASN'T
    FREE AND NEITHER SHOULD BE THEIR'S. WE CAN ALWAYS SEND IN PREDATORS WITH
    GPS GUIDED BOMBS TO KILL TERRORISTS AROUND THE WORLD WHO ARE THREATING
    TO HARM US OR THEIR PEOPLE.  KILL BIN LADEN AND THOSE RESPONSIBLE FOR
    ATTACKING US ON 9-11. NO MATTER WHAT.  NO MATTER WHERE.
  • ISRAEL HAS OVER 100 HYDROGEN BOMBS, THEY CAN DEFEND THEMSELVES.   QUIT
    GIVING OUR MONEY TO OUR ALLIES SO THEY WILL CONTINUE TO SUPPORT OUR
    STUPID GOVERNMENT'S FAKE PARANOID POLICIES.  
  • CLOSE MOST OF OUR OVERSEAS MILITARY BASES.  VIRTUALLY ALL OF THE
    OVERSEAS BASES ARE A GIANT WASTE OF MONEY, PROPPING  UP OUR GOVERNMENT
    LOBBYIST FIRMS.   WE HAVE TO STOP PLAYING COP OF THE WORLD.  WE TAXPAYERS
    ARE TIRED OF BUSH'S AND HIS ADMINISTRATIONS SCARE TACTICS. WE DON'T WANT
    THIS IDIOT BUSH PUTTING MISSILES AT RUSSIA'S BORDER  
  • DEPORT ALL OF THE ILLEGAL IMMIGRANT'S FROM OUR NATION.  BUILD THE FENCE
  • MEXICO IS THE ONLY COUNTRY WE SHOULD HELP.  THEY ARE OUR NEIGHBOR.  NO
    ONE WANTS TO LIVE NEXT TO SOMEONE WHO IS IN A STATE OF SUCH DESPAIR.
  • REFORM THE FEDERAL AND STATE JUDICIAL AND PRISON SYSTEMS.  THEY SPEND
    MASSIVE SUMS OF MONEY LOCKING UP OUR NATION'S YOUTH.  THEY ARE PRODUCING
    THE NATION'S CAREER CRIMINALS FOR THEIR OWN GAINS.
  • PAY OUR SOLDIERS DOUBLE WHAT THEY CURRENTLY RECEIVE.  THE SAVINGS FROM
    SPENDING CUTS FROM CLOSING OUR MILITARY BASES ABOARD WOULD EASILY PAY
    FOR THIS.  IT'S CRIMINAL OUR MILITARY FAMILIES HAVE TO ACCEPT FOOD STAMPS
    TO LIVE.
  • QUIT THE WTO AND NAFTA, IMPOSE IMPORTATION TAXES ON ALL IMPORTED CHEAP
    FOREIGN GOODS THAT ARE FLOODING OUR COUNTRY.  
E-mail or call your Congressional Representative
or Senator today, Demand action on our proposals.
CALL YOUR REPRESENTATIVES AND SENATORS
AND DEMAND THAT OUR REPRESENTATIVES HOLD
HEARING NOW AND QUESTION THESE ROBBER
BARONS OF THE AMERICAN CITIZEN.  THEY NEED
TO APPOINT SPECIAL PROSECUTORS TO INDICT
AND PUNISH THOSE RESPONSIBLE FOR STEALING  
TRILLIONS OF DOLLARS FROM US.     THE PHONE
NUMBER TO THE OPERATOR TO CONTACT YOUR
SENATOR OF CONGRESSPERSON  202-224-3121   
FRONTLINE
Gen. Stanley McChrystal
HELL NO WE WONT PAY
CALL THE WHITE HOUSE AND DEMAND AN IMMEDIATE END TO THESE
ASININE WARS NOW.  WHERE IS THE CHANGE OBAMA?? CALL THE
WHITE HOUSE SWITCHBOARD NOW  202-456-1414 TELL THEM NO
MORE .....TELL THEM....TO GET US THE HELL OUT OF THERE....NOW
United States Debt,  Every American owes almost 100,000 to the Treasury's
debt holders, you know  China, Saudi Arabia, Britain, Canada, UAE, Switzerland,  
60 % of every tax dollars goes just to pay the interest on the debt,  The debt is
increasing almost 4 billion dollars every day.  Make them stop...CALL
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