American Consumer Action Network    
                       American Consumer Action Network                              
                              Editorial   5-1-08
We are every day Americans, hard working -- just like you.  We are
the sons, the daughters, and the grandchildren of America's
greatest generation.  We have started the American Consumer
Action Network because we have all been betrayed by our so
called "leaders", sold out to big oil companies who are owned by
foreign governments who hate, not just us, but what we stand for.
 Our industries and our jobs have been boxed up and sent to
China, where the average wage is just 40 cents per hour.  Then
our leaders tell us we have to compete in this new global market.  
Mean while, our good jobs and the taxes they pay are being
outsourced everyday.  Our Government led by George Bush has
spent all the money and just this year will have amassed a Two
trillion dollar debt up from an earlier 560 billion dollar projected
deficit.  More money then all the presidents before him combined
and he has borrowed this money along the way.  45% of our
remaining tax revenue goes just to  pay interest on the national
debt, now estimated to be over 12 trillion dollars.  We have
started this network to take back America.  Here and now,
together we begin the fight to change our policies and direction
of our Great  Country.   E-mail and call your representatives today.
 The American Consumer Action Network.
                                                         Save Our Homes  Editorial   6-7-08
                                                  American consumer Action network Alert
Its time for action, we need to E-mail and meet with our congressional leaders during their August break before all of our homes drop in value any more.
Our  neighborhoods are plagued with vacant homes,  homes are still being foreclosed on because of the economic job losses and high interest rates being
charged by lenders.  No one can get a decent loan because of the high costs involved (fees) along with the sky  high interest rates the lenders are charging.   
Current homeowners are being forced out of their homes because they are unable to refinance with out being gouged on exorbitant fees and a high interest
rate.  Our neighborhoods are deteriorating, homeowners are broke after paying for their gas and groceries and  have no extra money to spend for the
maintenance on their homes.  The banks are getting money for 2% from the Feds right now, some are getting money for free,  getting bailed out by the
American taxpayer.  Yet they continue to rip off their customers the American Consumer.

E-mail your Senators and Congressman, demand a limit of a 5% loan rate for a homeowners occupied primary residence, for
everyone who currently has a mortgage or is looking to buy a house.  Put an income limit of 350,000 per mortgage.  Rich
people don't need any help.  They already skirt all the laws and pay lower tax rates then the average American.   

  • Our government has not adequately addressed the American homeowner mortgage crisis.  
  • Bailing out the banks, mortgage companies and insurance industries does nothing to help the homeowner who is about to lose their home.
  • The losses of so many  homes in our neighborhoods are dragging down our property and home valves and making our neighborhoods unsafe.
  • Home prices have dropped nationwide to where they are once again affordable for working class families if interest rates and fees were reduced.
  • Americans home buyers with a good job who wish to buy a home and who can afford it need to be protected from price gouging from the lenders.
  • The government needs to mandate a lower interest rate for American Home buyers who have good credit.
  • Mortgage rates should be capped at a rate of 5 % for a 30 year fixed assumable loan for primary occupied residences.
  • Fees need to be capped to no more that 1% of the selling price and the buyers need to be able to finance these costs into their loans.
  • California energy efficiency standards must be mandated into every new home built in America immediately.
  • Home appraisers and their appraisals need to be regulated,  sky high home appraisals allowed home builders and the sellers to wreck the market.
  • Fannie Mae and Freddie Mac should be allowed to loan money directly to the qualified home buyer if the mortgage companies will not.
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Remember the good old days when ARCO
was the least expensive gas.  They were
bought out by British Petroleum and now they
charge as much as the highest gas station in
town. Boycott them.  We should also boycott
EXXON/MOBILE they have ripped us off for
billions of dollars each quarter yet they pay no
FEDERAL INCOME CORPORATE TAXES   "0"
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                                        American Consumer Action Network Editorial           9-23-08

BUSHES Republican administration bailout program has now showed it’s ugly head. The policies of the Republicans for the
last 38 years has been basically one disaster after another,  Ronald Reagan thought it would be a good idea to get
government off peoples backs, cut taxes and deregulate industry.  We’ll he got one of those ideas terribly wrong.  The
deregulation of our country’s industries has led to disaster after disaster.  The Savings and Loan debacle of the 1980’s
should of put this thievery to rest but the Republicans under Phil Graham of Texas gutted all of the nations banking
regulations in the early 1990’s.  Now even though there polices have failed us miserably the Republicans still insist even
now to spend our way out of this mess.  Take on everybody’s debt.  They are traitors to our country and they need to be
stopped.  Let the corrupt banks and hedge funds fail.  Let them go through bankruptcy court.  We can and should have
already of moved our money into non profit credit unions.  These credit unions will not collapse and almost all of their
deposits are federally insured.  These large Wall Street firms are not insured, there not regulated and they are mostly
owned by foreigners.  Now is the time to cut our consumption of everything.  We the American people need to start saving
money again and stop throwing it away into the Trillionaire’s manipulated stock market.  We don’t need to send these
people 1 or 2 trillion dollars.  Let them eat cake.  Call your representatives and demand that they say no to this bailout.  Cut
spending and tax the wealthy and the rip off tyrants who have caused this disaster.  Tell Bush and his half wits to go
pound sand.
We support the Pickens Plan
and urge all of our supporters to
contact our representatives and
tell them they must act now to
implement his plan .
                                  American Consumer Action Network
                         Editorial 9-26-08
The failed polices of the Bush Administration of spend spend spend have
finally brought the American people together to stand up to the reckless
politicians who have spent us into this so called economic crisis.  Their
answer is to put us further into debt by giving the same Wall Street firms
not just 700 Billion dollars one time, It's up to 700 Billion dollars at a time.  It
could be several times. It's time to E-Mail and Call every Senator And
Congressman and tell them no money to the greedy rip off Wall Street
Firms.  Let them file Bankruptcy or swallow each other up.
                                 DEMAND THE FOLLOWING ACTIONS
  • PUT THE FEDERAL GOVERNMENT IN THE HOME MORTGAGE LENDING BUSINESS.
  • APPRAISE EVERY VACANT FORECLOSED HOME WITHIN A 10 DAY PERIOD. ALLOW
    LOCAL REAL ESTATE BROKERS TO DO THIS.  TELL THEM THEY HAVE TO SELL THESE
    HOUSES WITHOUT ANY FRAUD AND AT CURRENT MARKET VALUES OR  THEY WILL
    LOSE THEIR LICENSES FOR GOOD AND THEY WILL FORFEIT ALL PROFITS. OFFER
    AFFORDABLE LOW FEE FIXED INTEREST RATES AND FEES.  THIS WILL END THE
    HOUSING CRISIS FOR THE AMERICAN PEOPLE.  THE GOVERNMENT CAN PROVIDE A 5 %
    LOAN TO ALL OWNER OCCUPIED PRIMARY RESIDENCES, LOAN ONLY TO QUALIFIED
    AMERICAN FAMILIES WITH ADEQUATE INCOMES AND TO THOSE WHO EARN BELOW
    350,00 DOLLARS PER YEAR.  INSURE THESE LOANS ARE ONLY GIVEN TO AMERICANS
    WITH DOCUMENTED INCOME AND PROOF OF CITIZENSHIP.
  • ALLOW ALL AMERICAN HOMEOWNERS WHO MEET THE ABOVE REQUIREMENTS WITH
    CURRENT MORTGAGES THEY CAN'T AFFORD THE OPPORTUNITY TO RE-FIANCÉ THEIR
    MORTGAGES.
  • NO AMERICAN TAXPAYER MONEY TO FOREIGN INVESTORS OR SPECULATORS.
  • URGE AMERICANS TO START SAVING THEIR MONEY AND TO STOP SPENDING MONEY
    THEY DON'T HAVE.  RAISE THE PRIME RATE TO 3% FOR BANKS AND OTHER FINANCIAL
    INSTITUTIONS. IT'S TIME TO REBUILD CONFIDENCE IN THE DOLLAR.
  • CUT FEDERAL SPENDING ACROSS THE BOARD BY 10%, FREEZE ALL INCREASES IN NON
    ENTITLEMENT SPENDING PROGRAMS FOR THE NEXT 5 YEARS.
  • INCREASE TAXES FOR THE WEALTHY, ALL INCOME ABOVE 5 MILLION TO 66 PERCENT  .
    MAKE ALL PROFITABLE CORPORATIONS PAY THEIR FAIR SHARE OF TAXES,
    RETROACTIVELY AT A RATE OF 30%.  RAISE THE CAPITOL GAINS TAX TO BUSINESSES,
    CORPORATIONS AND TO PRIVATE INDIVIDUALS MAKING 350,000 DOLLARS AND
    ABOVE TO 28%  APPLY THE AMT TO ALL AMERICANS MAKING 250,000 PER YEAR.  NO
    EXCEPTIONS.
  • INCREASE THE SOCIAL SECURITY INCOME PAYROLL TAXES ON WEALTHY AMERICANS.  
    CHANGE THE LAW WHERE NOT ONLY DO YOU HAVE TO BE A UNITED STATES CITIZEN
    BUT YOU HAVE HAD TO PAY INTO THE RETIREMENT SYSTEM FOR 10 YEARS BEFORE
    YOU CAN COLLECT ANY RETIREMENT BENEFITS. TO QUALIFY FOR DISABILITY YOU
    HAVE TO HAVE BEEN AN AMERICAN CITIZEN FOR 10 YEARS.  
  • IMPLEMENT THE PICKENS PLAN IMMEDIATELY, PROVIDE A TAX CREDIT FOR TRUCK
    DRIVERS TO SWITCH THEIR ENGINES TO NATURAL GAS.  MANDATE FROM THE AUTO
    AND TRUCK MANUFACTURES THAT 100% OF ALL NEW HEAVY DUTY TRUCKS AND 50%
    OF ALL MANUFACTURED CARS BE POWERED BY CLEAN NATURAL GAS BY 2010.  RE-
    REGULATE THE ENERGY INDUSTRY AND MANDATE CLEAN NATURAL GAS FILLING
    PUMPS BE ADDED TO ALL OF THEIR STATIONS BEGINNING IN 2009 AND TO BE
    COMPLETED BY 2010.  THESE COSTS MUST BE BORN BY THE OIL COMPANIES.
  • ELIMINATE ALL BILLS WITH EARMARKS.  ALLOW ALL SPENDING BILLS TO BE
    TRANSPARENT AND POST ALL SPENDING BILLS ON GOVERNMENT WEBSITES FOR 30
    DAYS BEFORE THEY CAN BE VOTED INTO LAW.  ALL SPENDING BILLS MUST BE
    WRITTEN SO A FIFTH GRADER CAN DECIPHER IT.  ALL BILLS MUST BE BROKEN DOWN
    AND PASSED INDIVIDUALLY. NO MORE 10,000 ITEM SPENDING BILLS.
  • BRING OUR TROOPS AND EQUIPMENT HOME FROM IRAQ AND AFGHANISTAN.  LEAVE
    THEM ALONE AND KEEP THEM OUT OF THE UNITED STATES.  OUR FREEDOM WASN'T
    FREE AND NEITHER SHOULD BE THEIR'S. WE CAN ALWAYS SEND IN PREDATORS WITH
    GPS GUIDED BOMBS TO KILL TERRORISTS AROUND THE WORLD WHO ARE THREATING
    TO HARM US OR THEIR PEOPLE.  KILL BIN LADEN AND THOSE RESPONSIBLE FOR
    ATTACKING US ON 9-11. NO MATTER WHAT.  NO MATTER WHERE.
  • ISRAEL HAS OVER 100 HYDROGEN BOMBS, THEY CAN DEFEND THEMSELVES.   QUIT
    GIVING OUR MONEY TO OUR ALLIES SO THEY WILL CONTINUE TO SUPPORT OUR
    STUPID GOVERNMENT'S FAKE PARANOID POLICIES.  
  • CLOSE MOST OF OUR OVERSEAS MILITARY BASES.  VIRTUALLY ALL OF THE
    OVERSEAS BASES ARE A GIANT WASTE OF MONEY, PROPPING  UP OUR GOVERNMENT
    LOBBYIST FIRMS.   WE HAVE TO STOP PLAYING COP OF THE WORLD.  WE TAXPAYERS
    ARE TIRED OF BUSH'S AND HIS ADMINISTRATIONS SCARE TACTICS. WE DON'T WANT
    THIS IDIOT BUSH PUTTING MISSILES AT RUSSIA'S BORDER  
  • DEPORT ALL OF THE ILLEGAL IMMIGRANT'S FROM OUR NATION.  BUILD THE FENCE
  • MEXICO IS THE ONLY COUNTRY WE SHOULD HELP.  THEY ARE OUR NEIGHBOR.  NO ONE
    WANTS TO LIVE NEXT TO SOMEONE WHO IS IN A STATE OF SUCH DESPAIR.
  • REFORM THE FEDERAL AND STATE JUDICIAL AND PRISON SYSTEMS.  THEY SPEND
    MASSIVE SUMS OF MONEY LOCKING UP OUR NATION'S YOUTH.  THEY ARE PRODUCING
    THE NATION'S CAREER CRIMINALS FOR THEIR OWN GAINS.
  • PAY OUR SOLDIERS DOUBLE WHAT THEY CURRENTLY RECEIVE.  THE SAVINGS FROM
    SPENDING CUTS FROM CLOSING OUR MILITARY BASES ABOARD WOULD EASILY PAY
    FOR THIS.  IT'S CRIMINAL OUR MILITARY FAMILIES HAVE TO ACCEPT FOOD STAMPS TO
    LIVE.
  • QUIT THE WTO AND NAFTA, IMPOSE IMPORTATION TAXES ON ALL IMPORTED CHEAP
    FOREIGN GOODS THAT ARE FLOODING OUR COUNTRY.  
E-mail or call your Congressional
Representative or Senator today, Demand
action on our proposals.
CALL YOUR REPRESENTATIVES AND SENATORS
AND DEMAND THAT OUR REPRESENTATIVES HOLD
HEARING NOW AND QUESTION THESE ROBBER
BARONS OF THE AMERICAN CITIZEN.  THEY NEED
TO APPOINT SPECIAL PROSECUTORS TO INDICT
AND PUNISH THOSE RESPONSIBLE FOR STEALING  
TRILLIONS OF DOLLARS FROM US.     THE PHONE
NUMBER TO THE OPERATOR TO CONTACT YOUR
SENATOR OF CONGRESSPERSON  202-224-3121   
                THE AMERICAN CONSUMER ACTION NETWORK
President elect Obama, may we suggest the following
proposals for your consideration
  1. If George Bush can throw 700 billion dollars at the AIG's of
    the world then we must save the American auto
    companies.  General Motors must survive they must be
    given the bridge loan, Chrysler should be allowed to go
    into bankruptcy and should be reorganized as a taxpayer
    owned car maker.  They are a privately held company and
    the inept owners should not be allowed to continue to
    ruin this great company  .  Ford should be helped if
    needed.  These companies must then be mandated to
    produce a plug in hybrid that gets 100 miles per gallon in
    3 years that costs under 25,000 dollars.  No exceptions.  
    Oil will go back TWICE AS HIGH up if we don't.
  2. The UAW has to make concessions.  Immediately.  The job
    bank must go.  Retirees must share a greater burden of
    their health care costs.  No more early retirements.
  3. THE AMERICAN CAR AND TRUCK INDUSTRY MUST SURVIVE.  
    GOOD UNION JOBS MUST BE PROTECTED.  FAIR TRADE
    POLICIES MUST BE ENACTED AND ENFORCED.  STOP OUR
    COUNTRIES WEALTH TRANSFER TO FOREIGN COUNTRIES.  
    PROTECT THE AMERICAN WORKER.
AIG bonuses raise ire in Washington
White House officials and some members of Congress
reacted strongly today to news that insurance giant AIG
had intended to pay out $165 million in bonuses and
compensation. The company has received at least $170
billion in federal bailout money.
Its time for the American Consumer to act.  Now is the
time to buy your new car or truck.  Don't bother
trading in anything because under Bush our cars
have become worthless.  If your buying a car buy an
American made good gas mileage car.  Your going to
need it. If American commuters don't buy cars that get
over 30 MPG by the millions in the next 2 years the
price of oil will again skyrocket.  We have beat OPEC
for now.  The Bush administration has throw us all
under the bus.  You might want to pick up some
cheap American car stocks along the way.
American Consumer Action Network             Editorial 3-14-09
The banks and mortgage companies are still ripping off the American
consumer/taxpayer, even after we have given them trillions of dollars,
for instance we called to lock in one of those low interest rates recently
advertised for  4.5 % for 30 years.  Both me and my wife have FICO
scores over 800, no late payments with equity in our house.  Just to
get this great advertised rate from Ditech.com they were going to
charge us points and fees for a 240,000 loan somewhere around
12,000 dollars......can you imagine that.....Our adjustable rate of 5 1/8 is
still LOCKED for 5 more years, then what Get raped PAY OUT 12,000
DOLLARS.  So many of our current neighbors home loans have reset,  
LIKE OUR NEIGHBOR, who lost their house because they were
suckered,  Convinced that they could refinance in a couple of years
before their mortgage rates reset.  What a scam these banks pulled.  
THANKS FOR NOTHING BUT A LOT OF BULL SHIT.  WE WERE
RIPPED OFF AGAIN BY THE BANKS.  TRILLIONS AND TRILLIONS OF
OUR DOLLARS WERE THROWN AWAY AGAIN. BANKS ARE GETTING
FREE MONEY.  WHERE IS THE OUTRAGE BY OUR
REPRESENTATIVES.  WHEN IS IT GOING TO STOP.  WHEN.
OPEC is starting to sweat
The American Consumer
has caused the OPEC
cartels to think twice
about ripping off their
customers again.  They
know that we now have
the will and the know
how to stop buying their
oil at sky high prices.  
Their day in the sun has
ended and ours is
beginning.